WPC's Center for Health Care develops patient-centered solutions to reduce costs and improve the availability and quality of health care for businesses and individuals, providing the only detailed, independent critique of health care issues available in the Northwest.
SB 5773: Offering Health Savings Accounts and Direct Patient-provider Primary Care Practices to State Employees
Roger Stark, MD, FACS, Health Care Policy Analyst, March, 2011
SB 5773 deals with expanding health insurance options for state employees. The bill directs the Health Care Authority to include health savings accounts (HSAs) and direct patient-provider primary care practices, or medical homes, in the list of available health insurance plans for state workers. Currently state employees are barred from choosing HSAs as their family health care benefit.
Health Savings Accounts
Roger Stark, MD, FACS, Health Care Policy Analyst, February, 2011
Health insurance is heavily regulated in Washington. Some level of state regulation is essential for insurance to be effective and to protect consumers against fraud. At the same time, too much regulation drives up prices, stifles competition and reduces choice and affordability for consumers. A bill proposed by the state Insurance Commissioner would increase the power of his office and weaken insurance companies by forcing them to lower their reserves.